Motorhoming in the UK has never been more popular than right now, with a huge increase in the number of people choosing to buy a motorhome for the first time and get out on the road. This popularity is in part down to more and more young people and young families taking up this fantastic hobby.
Getting car insurance for younger drivers is generally a costly affair and unfortunately motorhomes are no different, and in fact many motorhome insurance companies will only take on customers over a certain age. There are however lots of insurance companies that will happily cater for younger motorhomers, and the key to getting a great value policy is to ensure you are eligible for all possible discounts, as this will offset the increased cost of being a young driver.
The first thing to remember is that the threshold for ‘young driver’ changes from insurer to insurer but there are very few specialist motorhome insurers who can insure customers under twenty five. That said, it is likely that insurers will offer lower premiums once owners get into their late twenties and early thirties than for those in their mid twenties. Also get plenty of quotes from different insurers to be sure you’re getting the best deal. Buying a lower value motorhome is obviously another simple way to ensure your insurance isn’t sky high, start small and build up your no claims bonus over a few years before trading up to a higher priced motorhome.
Another way to get a better deal is to fit extra safety or security devices to your motorhome, as these will earn you big insurance discounts with most of the specialist motorhome insurance companies. The biggest discounts are earned for the best security devices, such as pro-active monitored tracking devices, Thatcham Category 1 alarm systems or immobilisers. The discounts earned for fitting these devices could offset any increase in premium that may be caused by being a younger driver.
You can also reduce the cost of your premium by only paying for the cover you actually need, so if you will only be driving a few thousand miles a year or don’t intend on travelling outside of the UK, make sure you choose a policy that lets you pick and choose specific elements of cover.
If you‘re a young motorhomer who’s looking for insurance prices, why not get a motorhome insurance quote today via our motorhome insurance quote page.
